????? ?? ???? ??? ?? ??? ????? ??? ? ????.???? ? ?? ?? ? ??? ??? ??? ?? ??? ?? ?????. ??? ??? ???? ?? ??, ?? ??, ??? ?? ? ?? ??? ?????. ? ??? ?? ??? ?? ??????? ??? ?? ??? ??? ???? ?? ?????.Fiscal LCs guarantee payment and will be regarded as a Qualified cheque in retail banking; after certain transaction phrases are already achieved (like a Monthly